The mission of Oikocredit is formulated as follows: Oikocredit, as a worldwide cooperative society, promotes global justice by challenging people, churches and others to share their resources through socially responsible investments and by empowering disadvantaged people with credit.
The objective of Oikocredit is to make the mobilized resources available to cooperatives or groups of marginalized people in order to further finance their income-generating activities.


Oikocredit was founded in 1975 at the initiative of the World Council of Churches to provide churches and
church-related organizations with an investment tool aimed at supporting marginalized people in the
third world.


Oikocredit is a cooperative society under Dutch law. Oikocredit has its statutory office in Amersfoort and
is registered at the Gooi and Eemlanden Chamber of Commerce in Amersfoort.
The 12 members of the Board are elected and dismissed by the General Meeting. The Board takes (final)
responsibility for all aspects of the administration of Oikocredit. The Board may delegate its power to a
managing Director, who is responsible for the day-to-day management of Oikocredit.
The operational organization of Oikocredit consists of regional offices (Ivory Coast, Ghana, Kenya, the
Philippines, India, Costa Rica, Uruguay, Peru and the Netherlands), country offices (Cambodia, Nicaragua,
Guatemala, Mexico, El Salvador, Dominican Republic, Honduras, Paraguay, Argentina, Brazil, Bolivia,
Tanzania, Uganda, Mali, Senegal, Benin, Ecuador, Slovakia, Bulgaria, Romania, Russia, Ukraine,
Moldova) and an International Support Office (ISO) in Amersfoort, the Netherlands.

Key Figures:

The active project portfolio of Oikocredit amounted to 739 projects in about 69 countries for a total of
365 million euro at 31 December 2008.


Oikocredit’s primary activity is to make funding available to viable economic enterprises undertaken by
economically disadvantaged groups of people in developing countries.
Funding by Oikocredit mainly takes the form of loans (93.8%). Investments (6.2%) account for the remaining funding. Most funding is in US dollars (44%) and local currency (38%). The remainder (18%) is in euros.
The  loan size range is between 50,000 and 2 million euros. The interest rates on both our hard and
local currency loans are flexible, taking into consideration: market rate, project and country risks,
development relevance and cost coverage.